Five Tips For Life After Bankruptcy
Putting your life back together after bankruptcy – including your emotions and attitudes as well as your credit rating and finances – can be a genuinely daunting task. If you’ve recently filed for bankruptcy in Texas with the help of someone like a Houston or Dallas…
Can I File For Bankruptcy If I Am Self-Employed?
Obviously, self-employment can be quite a challenge. A sole proprietor or an independent contractor is likely to take some financial risks to get a business launched or to keep it operating in tough times. Those financial risks can sometimes become overwhelming, and…
Does Filing For Bankruptcy Erase Student Debt?
Bankruptcy laws in the U.S. have been designed to give honest debtors a fresh start. If someone is genuinely struggling with credit card bills, an underwater mortgage, or even gambling debts, that person can file for bankruptcy – in Texas or in any other state – and…
Infographic – When Can I Buy A Home After Bankruptcy Or Foreclosure?
Bankruptcy and foreclosure do not mean the end of your financial life, and if you have experienced either in Texas, it’s only a matter of time until you can get back on your feet. One of the biggest concerns that people have following a bankruptcy or foreclosure…
Older Consumers Carrying More Debt Than Ever
Older consumers are burdened in 2016 with unprecedented amounts of debt as more baby boomers reach what are supposed to be their retirement years owing far more than previous generations owed on their vehicles, homes, credit cards, medical bills and other financial…
Do Teachers File The Most Bankruptcies?
No one group has a monopoly on financial problems. It doesn’t matter how wealthy or poor you are or how much or little you’ve worked and saved. Emergencies and unexpected life changes that can drive almost anyone to bankruptcy – divorces, sudden illnesses, natural…
Does The Bankruptcy Judge Need Your Facebook Password?
How much of your personal information does a Texas bankruptcy judge require? It may be a lot more than you think. One Texas man used his Facebook and Twitter accounts to promote his gun store, but after losing ownership of the suburban Houston store in a bankruptcy…
The Right Thing To Do
When does it make sense to file for bankruptcy? It’s going to be a different story for every person who’s in debt. There are some general guidelines – see below – but before you take any legal action regarding bankruptcy in the Dallas-Fort Worth area, you should…
Supreme Court To Hear Bankruptcy Case
The United States Supreme Court has agreed to hear a bankruptcy case that will define precisely what “fraud” means under the Bankruptcy Code. The law doesn’t allow you to discharge a debt if you obtained the money fraudulently. The Supreme Court will decide if fraud…
A Costly Foreclosure Mistake
A recent case in Montana is a reminder to homeowners to obtain legal help fast when threatened with foreclosure. In November, a jury awarded a Billings man, Jason Norman, just over $2 million in his claim against a bank that foreclosed on and actually sold a house…