Five Tips For Life After Bankruptcy
Putting your life back together after bankruptcy – including your emotions and attitudes as well as your credit rating and finances – can be a genuinely daunting task. If you’ve recently filed for bankruptcy in Texas with the help of someone like a Houston or Dallas…
The Top Seven Apps For Effortlessly Saving Money
Benjamin Franklin is popularly quoted with the saying, “a penny saved is a penny earned.” If you are smart about saving money, you will probably have far fewer financial difficulties than the people who spend without discipline and never manage to save a…
Can I File For Bankruptcy If I Am Self-Employed?
Obviously, self-employment can be quite a challenge. A sole proprietor or an independent contractor is likely to take some financial risks to get a business launched or to keep it operating in tough times. Those financial risks can sometimes become overwhelming, and…
How Soon Can I Buy A House After Bankruptcy Or Foreclosure?
Admittedly, it takes some amount of time to recover from a foreclosure or a bankruptcy, but if someone sincerely wants to buy a home after a bankruptcy or a foreclosure, it can usually be done. It mostly depends on how well a person handles a bankruptcy or a…
Does Filing For Bankruptcy Erase Student Debt?
Bankruptcy laws in the U.S. have been designed to give honest debtors a fresh start. If someone is genuinely struggling with credit card bills, an underwater mortgage, or even gambling debts, that person can file for bankruptcy – in Texas or in any other state…
Infographic – When Can I Buy A Home After Bankruptcy Or Foreclosure?
Bankruptcy and foreclosure do not mean the end of your financial life, and if you have experienced either in Texas, it’s only a matter of time until you can get back on your feet. One of the biggest concerns that people have following a bankruptcy or foreclosure…
Infographic – Chapter 7 vs. Chapter 13 Bankruptcy
This infographic explores the differences between Chapter 7 and Chapter 13 bankruptcy, in an effort to help those seeking bankruptcy decide which of the two better suits their needs and current financial situation. To learn more about whether a Chapter 7 or Chapter 13…
Bankruptcy, Contractors, And Income Tax
Yes. it’s income tax season once again, and many of us in the state of Texas and across the country are enjoying the benefit of some extra cash in the form of an IRS income tax refund. However, if you are an independent contractor, and you have not managed your…
Older Consumers Carrying More Debt Than Ever
Older consumers are burdened in 2016 with unprecedented amounts of debt as more baby boomers reach what are supposed to be their retirement years owing far more than previous generations owed on their vehicles, homes, credit cards, medical bills and other financial…
Do Teachers File The Most Bankruptcies?
No one group has a monopoly on financial problems. It doesn’t matter how wealthy or poor you are or how much or little you’ve worked and saved. Emergencies and unexpected life changes that can drive almost anyone to bankruptcy – divorces, sudden illnesses,…