Consider Alternatives to Bankruptcy

Before You File For Bankruptcy There’s no doubt about it-bankruptcy can often be the solution to an individual’s financial problems. There is also no denying the fact that bankruptcy is an extreme measure. If you find yourself struggling with debt, you may...

How to Deal with Debt Collection Harassment

Under Texas law, certain types of debt collection harassment is illegal. If you are currently being subjected to excessive numbers of phone calls from collection agents who are actually turning up at your place of work, your home, or at your neighbor’s homes to...

Pre-Bankruptcy Counseling: How it can Help

Filing for bankruptcy is no joke. A bankruptcy can remain on your credit report for years after, and have several other consequences. Therefore, it is important to determine whether your case qualifies for bankruptcy, or if there are alternatives that you can use to...

Non-Dischargeable Debts in Bankruptcy

Debt That Cannot Be Discharged If you have a lot of non-dischargeable debts that cannot be easily discharged in a bankruptcy, then you may want to reconsider your plan of filing for bankruptcy. For instance, if you want to file for Chapter 7 bankruptcy, and liquidate...
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