Becoming the target of a creditor lawsuit can very quickly start you thinking about bankruptcy. If you are being sued by a creditor in Texas, you must file an answer by the deadline that applies to your case, or a default judgment can be entered against you. That deadline is not the same in every court. Most consumer debt claims of $20,000 or less are heard in justice court, where the answer is due by the end of the 14th day after you were served, under Texas Rule of Civil Procedure 502.5(d). In a district court or a county court at law, the answer is due at 10:00 a.m. on the Monday after 20 days have passed from service, under Rule 99(b). Do not ignore a creditor lawsuit – it isn’t going away. Instead, discuss the lawsuit and the possibility of bankruptcy with experienced Keller debt relief attorney Richard Weaver. For more than 35 years, we have counseled and represented consumers in Keller and across Texas in matters regarding credit, debt, and the bankruptcy process. If you’re about to be sued because of debt, contact us at once.
EVERYONE’S CASE IS UNIQUE
There may be cases where you have a legitimate defense against a creditor lawsuit. If you have been sued by mistake or for the wrong amount, a debt lawyer can advocate on your behalf and possibly have the lawsuit dismissed. On the other hand, if the lawsuit has you “dead to rights” because you’re struggling with debt, filing for bankruptcy may be your most practical answer to a creditor lawsuit. Everyone’s case is unique, and that’s what makes having the advice of a good Texas debt attorney so important. You’ll obtain the help you need to answer a creditor lawsuit, and if declaring bankruptcy is the best choice, experienced Keller bankruptcy attorney Richard Weaver can help.
THE ADVICE YOU NEED IS HERE
If you respond to a creditor lawsuit by claiming bankruptcy, the lawsuit – and all other collection efforts and creditor harassment – stops immediately. The automatic stay takes effect the moment a bankruptcy petition is filed, under 11 U.S.C. 362(a), with no approval step, and that automatic stay gives you legal protection from further creditor action against you. Get the bankruptcy advice and legal help you need – as quickly as possible – if a creditor is suing you in Keller or anywhere else in Texas. Call (817) 369-5200 and schedule a consultation with experienced Keller debt relief attorney Richard Weaver if you are sued by a creditor or if you are struggling with debt and need fast debt relief.