If you are sued for debt by a creditor in Texas, you must file an answer by the deadline that applies to your case, or a Texas court can enter a default judgment against you. That deadline is not the same in every court. Most consumer debt claims of $20,000 or less are heard in justice court, where the answer is due by the end of the 14th day after you were served, under Texas Rule of Civil Procedure 502.5(d). In a district court or a county court at law, the answer is due at 10:00 a.m. on the Monday after 20 days have passed from service, under Rule 99(b). If a creditor sues you, you’ll need to consult as quickly as possible with experienced McKinney debt relief attorney Richard Weaver. In some cases, it might be best to challenge a creditor lawsuit, but depending on your financial condition – and the claims in the lawsuit – filing for bankruptcy could also be your best response. After reviewing the case, an experienced Texas bankruptcy attorney can recommend the option that’s best for you.
EVERY LAWSUIT IS DIFFERENT
Every creditor lawsuit is unique, so it’s vital to have an attorney actually read the lawsuit and the claims it makes against you. If you were sued for the wrong amount – or if you were sued by mistake – your attorney may recommend fighting the lawsuit at trial. In most cases, however, your best response to a creditor lawsuit is declaring bankruptcy. After speaking with a Texas bankruptcy lawyer, you’ll have the tools to make an informed choice, and if your best answer to a creditor lawsuit is the bankruptcy process, Richard Weaver can help.
HELP IS RIGHT HERE
Do not ignore a creditor lawsuit – it will not go away until you act. If you file for bankruptcy, the lawsuit ceases to exist as soon as your bankruptcy petition is accepted by a Texas bankruptcy court. McKinney debt relief attorney Richard Weaver can provide the bankruptcy advice you need and also make recommendations about life after bankruptcy. If a creditor is suing you, call (469) 215-2300 to get the help you need – and do not forget that your answer deadline depends on which court your case is in, and in justice court it can be as short as 14 days. We can help. Richard Weaver represents consumers struggling with debt in McKinney and throughout the state of Texas.